By accessing The Smart Investor, you acknowledge and agree to the terms set out below. If you do not agree, please discontinue use of the site. Nothing here should be relied upon to make any financial decision without independent professional advice.
General Information Only
All articles, analyses, data, charts, and other material on The Smart Investor are published for general information and educational purposes only. They reflect the views of the respective authors at the time of writing and are not intended to address the particular circumstances of any individual reader.
Content does not constitute an offer, solicitation, or invitation to buy or sell any security, product, or service in any jurisdiction where such an activity would be unlawful.
Not Financial Advice
The Smart Investor is a media and publishing company. We are not a licensed financial adviser, broker, or dealer, and nothing on this site should be construed as personalised financial, investment, legal, accounting, or tax advice.
Your financial situation is unique. Before acting on any information you read here, you should consult a suitably qualified and licensed professional who can consider your specific objectives, circumstances, and risk tolerance.
No Recommendations or Endorsements
References to specific securities, companies, sectors, funds, or strategies are provided for illustration and discussion only. They are not recommendations to transact and should not be interpreted as such.
- We do not guarantee that any security or strategy discussed is suitable for you.
- Mentions of a company do not imply any relationship, endorsement, or sponsorship.
- Contributors may hold positions in securities they write about; where material, this is disclosed.
Accuracy & Timeliness
We take reasonable care to ensure information is accurate at the time of publication, drawing on sources we believe to be reliable. However, we make no warranty or representation, express or implied, as to its accuracy, completeness, or currency.
Markets move quickly. Figures, prices, and commentary may be out of date by the time you read them, and we are under no obligation to update any published material.
Past Performance & Forward-Looking Statements
Past performance is not a reliable indicator of future results. The value of investments and the income from them can fall as well as rise, and you may get back less than you invested.
Any forward-looking statements, projections, or estimates involve known and unknown risks and uncertainties. Actual outcomes may differ materially from those expressed or implied.
Third-Party Content & Links
The site may contain links to, or content from, third parties. Such material is provided for convenience only. We do not control, endorse, or accept responsibility for the content, accuracy, or practices of any third-party site or source.
Following an external link is entirely at your own risk, and any dealings you have with third parties are solely between you and that party.
Advertising & Editorial Independence
The Smart Investor may display advertising and may earn revenue from certain commercial arrangements. Advertising is clearly labelled and is kept separate from our editorial decisions.
Sponsored content, where present, is identified as such. Commercial relationships do not influence the opinions expressed in our independent editorial coverage.
Limitation of Liability
To the fullest extent permitted by law, The Smart Investor, its owners, employees, and contributors accept no liability for any loss or damage—direct, indirect, incidental, or consequential—arising from your use of, or reliance on, any information published on this site.
You use the site and act on its content entirely at your own discretion and risk.
Changes to This Notice
We may amend this disclaimer from time to time to reflect changes in our practices, services, or applicable law. The date at the top of this page indicates when it was last revised.
Your continued use of the site after any change constitutes acceptance of the revised terms.
Contact
If you have questions about this disclaimer or our editorial policy, please reach us at editorial@inovatif.com.my. We aim to respond to all reasonable enquiries.
Investing carries risk. Capital is at risk and returns are not guaranteed. The Smart Investor does not provide personalised advice—always seek independent, licensed professional guidance before making any financial decision.
Risk warning